Loan Factory - Your Local Mortgage Broker in San Jose, California

I recently completed a refinance and had an excellent experience working with Bi and Nami. Bi, the loan officer, was consistently available to answer every question with clarity and patience. Nami, the processor, provided timely follow‑ups and kept the entire process moving smoothly with her quick turnaround. Their teamwork, communication, and commitment made the refinance efficient and stress‑free. I truly appreciate their professionalism and support throughout the transaction.

I just purchased my first home and they made the process super easy. They communicated well and guided me through the process. Robert explained everything and helped with my loan with ease.

Reina and Rachell did very well and fast close the loan less than 20 days. They explained everything really detail and always take good care of us. Highly recommend Reina and Rachell

We worked with Max and Hung, and they did a fantastic job. We were able to close on our home in just three weeks. As first-time homebuyers, we had a lot of questions throughout the process, and both Max and Hung were always willing to answer our calls and explain everything clearly and patiently. They also kept us updated every step of the way by sending updates and reminders, which made the entire process much less stressful. We always knew what to expect and what needed to be done next. We truly appreciate all of their hard work, professionalism, and dedication. We highly recommend Max and Hung to anyone looking to buy or sell a home!